Publisher Terms of Service (TOS)

About PayPip Publisher Platform

Welcome to the PayPip Publisher Platform Terms of Service Agreement ("TOS"). PayPip Publisher Platform allows platform providers such as yourself, to enable customers to use a Wallet to buy content and lets you manage your customer, see what's popular and react to the market more easily than any other tool.

In order to use PayPip's services, you must use our provided Javascript solution ("widget") to initiate wallet charges and provide other functions available through PayPip Publisher Platform. This is distinct from a Content Management System ("CMS") plugin (such as the Wordpress one provided) that you can write yourself. To sum up, using our Javascript is mangdatory, using any of our CMS plugins is not. You must also supply a copy of your content for the PayPip (pip.fm) bookmarking service.

As part of the process to be able to interact with be paid by PayPip you must sign up using Stripe Connect, a system that allow us to pay you easily; manage your account and allows everyone to get paid without directly handling credit card data or performing bank transactions.

You can find the terms and conditions for Stripe Connect here.

PayPip Publisher Platform Agreement

This PayPip Publisher Platform Agreement is a legal agreement (“Publisher Platform Agreement”) between You (including sole proprietors) and PayPip. The products and services that you provide through the PayPip Publisher Platform, regardless of whether or not fees are charged, are referred to in this Publisher Platform Agreement as “Platform Services.” This Publisher Platform Agreement also governs how PayPip Platforms may manage users’ accounts with you.

Management of Users’ Accounts (also referred to as “Readers”, “Listeners”, “Viewers” or “Content Purchasers”) includes use and administration of data about User Accounts and their transactions (“Data”) and initiating Activity. As used in this Publisher Platform Agreement, any action submitted using the PayPip Publisher API on behalf of a Users’ Account is referred to as “Activity,” which includes initiating charges or Refunds (via Stripe and/or Stripe Connect), handling Disputes or Chargebacks (again via Stripe's systems), and other features available through PayPip Publisher Platform.

1. Relationship to Other Agreements

By using PayPip, including PayPip Platform Services, you expressly agree to abide by the terms and conditions of this Agreement. In addition you must agree to all terms in the the Stripe Connect Platform Agreement. Stripe Connect will be used to provide payment services to You.

In addition you must abide by the rules set out in the Privacy Agreement here or provide a privacy policy of your own that is clearly displayed on your website.

2. Security

The PayPip Platform comes with security concerns for your Content; Our Integrity as a System and your Integrity as a Publisher. You will be provided with a Secret Key that operates as a password for setting up Paid Content. It is your responsibility to keep said key Secret in line with industry standards. The control panel can create you a new Secret Key should you become compromised. In the same way as for You (“The Publisher”) that loosing a password would not be the responsibility of an email provider, loosing the Secret Key can result in unexpected attacks against your content and as such would not be the responsibility of PayPip.

Your login details must also be kept secure (Facebook, Google or Email/Password Logins) and you must inform us immediately if you believe your account has been compromised.

You agree, except by having both written permissions (from PayPip only) and holding appropriate qualification and certification (to be defined by PayPip prior to a security testing engagement), that you will not hack, penetrate, enumerate, steal or otherwise take data from the company by nefarious means. Such techniques could include the use of spyware, malware, hacking software, security scaning, attempts to push broken payloads to PayPip, including but not limited to SQL insertion attacks, Cross Site Scripting, Cross Site Request Forgery, theft of Secret Keys, use of Keys not belonging to your organisation and any other means designed to compromise the security of the Publisher Platform.

3. Termination of license

a. Content Quality

Content Quality in the system is reviewed by Content Purchasers. Content Purchases are asked if content is "Good value for Money" at the end of the Article. If an article is below 50% approval you agree that Purchases can be refunded. PayPip will not charge you for refunded content, however, Platform Publishers Agree that the use of the Platform Services can be cancelled should article quality and value for money not meet the Content Purchasers view of value for a sustained period.

b. Content Abuse

Abuse of the system with Content considered illegal, “fake news”, pornographic, inflamitory or degrading, racist, sexist or homophobic will result in the Platform Services being removed from the Platform Publisher completely or on a per content basis. We accept no responsibility for damages, either directly or indirectly after withdrawl of the platform services.

c. The decision of PayPip is Final

We will try to arrange the best outcomes for Publishers and give a long leash where appropriate, however, the decision of PayPip is final and will result in no Charges for Loss of Profits, Loss of Business, Damages Directly or Indirectly or any other Damages Payable by PayPip or any of our Partners.

4. Charges and Pricing

PayPip provides a wallet which users can choose to debit to exchange for access to content. This is done as in (a) Charged Articles: Content Paid for through PayPip will be subject to local taxation rules, a fee we charge (as detailed in our pricing page) and local Taxes will apply (including but not limited to EuVAT) which we will debit on the behalf of the Publisher before payment is made.

Vouchers/Free Articles

Vouchers for free content being remdeemed will be shown on a part of you account away from your accruing balance of real payments. We will pay for free vouchers after either (a) Series B funding round or, (b) at our discression, with shares in PayPip LLC. which will be valued based on an investor valuation of the underlying company. The time scales on this payment may be beyond our control, but we will attempt to pay within the first 1 year of the company forming or 1 month after the Content being purchased, whichever is longer.

5. Proof of Website Ownership

PayPip requires that you own the website with the Content or have permissions of the content owner to ask users to pay for content. In addition to proof of website ownership you must not, under any circumstances put syndicated content on the PayPip network; only original content is allowed and you must obtain ownership of said content before publication. Publishers accept responsibility and liability for any content published without legal ownership on the network and any court cases against PayPip that result from content published without authorisation of the relevant copyright owner will be subject to costs being recovered to the full value of any damages to PayPip to the fullest extent permitted by Law.

6. Service Agreement

While PayPip attempts to maintain a perfect record of uptime we make no guarantee that the service can be fully available in all eventualities; we are not responsible for bugs in the software, hacking attempts that bring down the service, including denial of service attempts (DOS), ISP issues, Internet service issues, and natural disasters that prevent the service from functioning.

7. Limitations of Liability

Class Waiver: To the fullest extent permitted by Law, each of the parties agrees that any dispute arising out of or in connection with this Agreement, whether in arbitration or in court, will be conducted only on an individual basis and not in a class, consolidated or representative action. If for any reason a claim or dispute proceeds in court rather than through arbitration, each party knowingly and irrevocably waives any right to trial by jury in any action, proceeding or counterclaim arising out of or relating to this Agreement or any of the transactions contemplated between the parties.

8. Term, Termination, and the Effects of Termination

The term of this Publisher Platform Agreement begins upon registrating your platform with PayPip and will end when terminated by you or by PayPip as described in this document. You may terminate this Publisher Platform Agreement at any time by providing notice to PayPip and immediately ceasing your use of any plugins or connections to PayPip. However, if you commence using Publisher Platform again after such notice, you will be considered to have consented to this Publisher Platform Agreement again (this document). PayPip may terminate this Publisher Platform Agreement: (a) if you are in breach of this Publisher Platform Agreement and fail to cure the breach upon 30 days’ notice by PayPip (such notice only being required if curing the breach is feasible); (b) upon 120 days’ notice for any reason; (c) if the Publisher Platform is the subject of any voluntary or involuntary bankruptcy or insolvency petition or proceeding; or (d) if required to do so by demand of Financial Services Provider (Stripe), the Card Networks, or under court or legal order.

In the event of any termination the Platform Services several parts of this agreement will remain in force as follows: (a) you grant a perpetual license to PayPip to store and display the content paid for by Readers, allowing them, via the PayPip bookmarking service to view and re-view your content; we retain a right to provide access to said article on their behalf. (b) You must arrange to remove the PayPip widget from your pages which will display an error message on your site after termination has commenced. (c) How you charge for this content in the future is no longer our concern and PayPip takes no responsibility for any losses due to termination of the Platform Services.

Effects of termination do not under any circumstances give the publisher the right to withdraw paid Articles and Content from the Reader bookmarking service.

9. Governing Law, Disputes, and Interpretation

Provisions of the applicable Services Agreement governing applicable law (jurisdiction), location of suits and disputes (venue), and any method for dispute resolution are incorporated into this Connect Platform Agreement by reference. Headings are included for convenience only, and should not be considered in interpreting this Connect Platform Agreement. This Connect Platform Agreement does not limit any rights of enforcement that we may have under trade secret, copyright, patent, or other laws. Our delay or failure to assert any right or provision under this Connect Platform Agreement does not constitute a waiver of such right or provision. No waiver of any term of this Connect Platform Agreement will be deemed a further or continuing waiver of such term or any other term.

c. Right to Amend: PayPip may amend this Publisher Platform Agreement upon notice to you, which may be provided through email, the Publisher Platform dashboard, and/or the PayPip web site. You agree that any changes to this agreement will be binding on you within 10 days. If you elect to not accept the changes to this Connect Platform Agreement, you must (a) provide notice to Stripe and (b) immediately cease using Stripe Connect. Where no such notice is provided or where you continue to use Stripe Connect, you agree that you are consenting to any such changes to the Connect Platform Agreement.